About Us

Comprehensive knowledge and support that you and your policyholders can trust.

Our firm is leading the way in insurance premium financing services for the property and casualty agent. Combined Premium Finance offers the best premium finance options to insurance agents and their valued commercial policyholders in all 50 states. Premium financing allows our agents additional payment options for their insured’s and accelerated annual income recognition. For policyholders, premium finance helps them preserve working capital for new product development, business expansion and creation of jobs.

Whether your agency is looking to get started or it’s in need of a new financing business partner, you can rest assured that we’re going to help you serve your customer financing needs. We’re committed to providing you with top notch expertise and knowledge. We approach every business relationship with a focus on integrity, advocacy, and understanding.

Finance Specialists

Adelmo Enamorado

Mr. Adelmo Enamorado is Premium Finance Director of the Combined Group. Adelmo joined Combined in August 1998 and during his tenure with the organization, has served as Accounting Manager, Senior Financial Analyst and now Finance Director for our Premium Finance division. Adelmo graduated Magna Cum Laude from University of North Texas with a degree in Accounting and System Controls.​ Adelmo is committed to his Christian faith, dedicated to his family and has established himself as a loyal business associate to the Combined Group.

​Contact Adelmo at (214) 295-1680 or ae@cpfcapital.com

Robert Maclean

Mr. Robert Maclean is the Corporate Controller and Premium Audit Manager of the Combined Group and has served the organization for over 20 years. He graduated Cum Laude from the University of Texas at Dallas in 1989 with a bachelor’s degree in Business Management with an emphasis in Accounting. Robert brings his analytical skills and problem solving abilities to assist the organization with work flow issues, system enhancements, and the development and maintenance of Carrier/TPA Relationships.

Blake Stock

Mr. Stock is CEO of Combined Group, it's affiliates and subsidiaries and is responsible for strategic and operational affairs. He joined Combined in May 1992 within its financial services division as Corporate Controller and CFO and assumed CEO responsibilities in January 2002. He received his Bachelor of Business Administration from Texas A&M University, College Station, Texas in 1985. He is also licensed in Texas as a Certified Public Accountant, Managing General Agent, Surplus Lines Agent and Local Recording Agent.